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Weekly Intelligence

Weekly Intelligence

Hub International just filed to go public at $29 billion

Jun 29, 2026

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8 min read

Hub International just filed to go public at $29 billion

In Force Weekly: A listing would hand one of the largest brokers public equity as acquisition currency and reshape carrier panels

The Intelligence Council
The Intelligence Council

Weekly Intelligence

PwC Tells Brokers the AI Discount Has Arrived

Jun 22, 2026

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9 min read

PwC Tells Brokers the AI Discount Has Arrived

In Force Weekly: Carriers get rewarded for the same technology that is compressing distribution valuations across the public market

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Cyber rates keep falling while ransomware sets fresh records

Jun 15, 2026

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8 min read

Cyber rates keep falling while ransomware sets fresh records

In Force Weekly: Travelers logged the second worst ransomware quarter on record as carriers compete prices downward

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Chubb and Fidelis eat a $340 million war risk loss

Jun 8, 2026

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9 min read

Chubb and Fidelis eat a $340 million war risk loss

In Force Weekly: A London court closed the contribution door, leaving two insurers to absorb the Russia aircraft payouts alone

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Best Quarter in 25 Years, and the Cracks Beneath It

Jun 1, 2026

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5 min read

Best Quarter in 25 Years, and the Cracks Beneath It

In Force Weekly: Record Q1 profit, softening property, widening casualty, and CIRCIA's new 72-hour clock.

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Progressive ends State Farm's 84-year auto reign

May 25, 2026

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6 min read

Progressive ends State Farm's 84-year auto reign

In Force Weekly: S&P pegs Progressive at $70.2 billion as State Farm's book slips and the agent-versus-direct map redraws

The Intelligence Council
The Intelligence Council

Weekly Intelligence

ISO Just Made AI Exclusions Standard. Deepfakes Are Already Inside Claims

May 18, 2026

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8 min read

ISO Just Made AI Exclusions Standard. Deepfakes Are Already Inside Claims

In Force Weekly: AI-generated photos and synthetic medical scans surfaced across personal and commercial claims while CG 40 47 went near-universal

The Intelligence Council
The Intelligence Council

Weekly Intelligence

10% of P&C Insurers Are Pulling Away on AI

May 11, 2026

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14 min read

10% of P&C Insurers Are Pulling Away on AI

In Force Weekly: Capgemini found trailblazers grew revenue 21% faster while 42% of the industry tracks no AI metrics at all.

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Allstate, AIG, and Arch Just Posted Their Best Quarters in Years

May 4, 2026

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11 min read

Allstate, AIG, and Arch Just Posted Their Best Quarters in Years

In Force Weekly: Near-peak profitability has arrived. The race to grow before the window closes has begun

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Berkshire, Chubb, and Travelers Are Removing AI Coverage

Apr 27, 2026

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11 min read

Berkshire, Chubb, and Travelers Are Removing AI Coverage

In Force Weekly: More than 80% of AI exclusion filings have been approved. The standalone AI liability market is being born right now

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Beazley’s $1B Hormuz Bet. Aon Expands Data Centers

Apr 20, 2026

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11 min read

Beazley’s $1B Hormuz Bet. Aon Expands Data Centers

In Force Weekly: The market is now pre-building capacity at known choke points rather than reacting

The Intelligence Council
The Intelligence Council

Weekly Intelligence

When the Insurer Becomes the Insured

Apr 13, 2026

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12 min read

When the Insurer Becomes the Insured

In Force Weekly: Beacon Mutual, Farmers, Erie, and Philadelphia Insurance were all hit by ransomware, raising questions about the industry's own cyber hygiene

The Intelligence Council
The Intelligence Council

Weekly Intelligence

The NAIC Just Built a ZIP Code Level Map of Every Carrier's Retrea

Apr 6, 2026

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12 min read

The NAIC Just Built a ZIP Code Level Map of Every Carrier's Retrea

In Force Weekly: A nationwide homeowners data call covering eight years of cancellations, non renewals, and peril pricing will go public in 2027

The Intelligence Council
The Intelligence Council

Weekly Intelligence

The MGA Market Is Being Squeezed From Both Sides

Mar 30, 2026

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12 min read

The MGA Market Is Being Squeezed From Both Sides

In Force Weekly: PE capital keeps flowing in while Lloyd's, AM Best, and the industry's largest carrier tighten oversight simultaneously

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Chubb Just Told the MGA Market What It Really Thinks

Mar 23, 2026

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11 min read

Chubb Just Told the MGA Market What It Really Thinks

In Force Weekly: Greenberg's shareholder letter also quantified the AI workforce cuts every carrier board will benchmark against

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Government Is Now a Reinsurer. Adjust Your Competitive Model

Mar 16, 2026

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7 min read

Government Is Now a Reinsurer. Adjust Your Competitive Model

In Force Weekly: The DFC's $20 billion Chubb facility is the first explicit U.S. backstop for commercial risk, and it will not be the last

The Intelligence Council
The Intelligence Council

Weekly Intelligence

The Government Just Entered the Insurance Business

Mar 9, 2026

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9 min read

The Government Just Entered the Insurance Business

In Force Weekly: A $20 billion federal backstop for Gulf shipping insurance, Florida’s auto market inflection, Zurich’s $10.9 billion specialty play, and the fracturing economics of ransomware

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Capacity Is Abundant. Adequate Pricing Is Not
LockSimple

Mar 2, 2026

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8 min read

Capacity Is Abundant. Adequate Pricing Is Not

In Force Weekly: From reinsurance to commercial lines, surplus capital masks eroding rate discipline beneath the surface

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Most Agencies Use AI. Almost None Govern It.
LockSimple

Feb 23, 2026

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8 min read

Most Agencies Use AI. Almost None Govern It.

In Force Weekly: The 55% of independent agencies without AI policies represent both an E&O exposure and a carrier distribution opportunity

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Distribution Just Broke

Feb 16, 2026

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8 min read

Distribution Just Broke

In Force Weekly: AI-native platforms just erased billions in broker market value and put control of customer access up for grabs

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Peak Profits, Structural Risk Shifts

Feb 9, 2026

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8 min read

Peak Profits, Structural Risk Shifts

In Force Weekly: Record earnings mask casualty stress, retained weather losses, concentrated data center risk, and a cyber market drifting out of balance.

The Intelligence Council
The Intelligence Council

Weekly Intelligence

The Market Just Blinked

Feb 2, 2026

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7 min read

The Market Just Blinked

In Force Weekly: Florida rates are easing as Citizens shrinks fast, creating a narrow window for disciplined carriers to take clean business without repeating the last cycle’s mistakes.

The Intelligence Council
The Intelligence Council

Weekly Intelligence

AI Coverage Gets Cut

Jan 26, 2026

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7 min read

AI Coverage Gets Cut

In Force Weekly: ISO’s 2026 exclusions quietly narrow CGL, pushing more liability into cyber, E&O, and messy coverage fights.

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Cyber Still #1 Risk, AI Surges

Jan 19, 2026

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8 min read

Cyber Still #1 Risk, AI Surges

In Force Weekly: Loss, liability, and governance risk are converging faster than products and pricing are adapting

The Intelligence Council
The Intelligence Council

Weekly Intelligence

Auto’s Margin Trap Is Set

Jan 12, 2026

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6 min read

Auto’s Margin Trap Is Set

In Force Weekly: Strong results are masking the slow erosion that will define the next auto cycle.

The Intelligence Council
The Intelligence Council
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