Aug 31, 2026
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9 min read
In Force Weekly: Reinsurer owned distribution tightens data standards and squeezes standalone MGAs on economics and authority
Aug 24, 2026
In Force Weekly: A reinsurer now owns primary distribution and telemetry, resetting margins and control for followers
Aug 17, 2026
In Force Weekly: A multi year approval path favors platforms with provable governance and data sharing, reshaping program capacity negotiations
Aug 10, 2026
In Force Weekly: Owning the conversation shifts selection and consent risk onto carriers before structured data ever appears
Aug 3, 2026
8 min read
In Force Weekly: Peers chasing volume into easing rates inherit the comparison and the latent liability and cyber accumulation
Jul 27, 2026
In Force Weekly: Dochterman’s analytics plus compliance stack shifts limit setting and appetite, pulling pricing power from carriers to brokers.
Jul 20, 2026
7 min read
In Force Weekly: Strong carrier earnings mask slowing premium growth, while catastrophe claims scrutiny, cheaper property reinsurance, and rising cyber losses reshape the market.
Jul 13, 2026
In Force Weekly: When retention runs through Applied, underwriting leverage shifts to data standards and authority embedded in the pipe.
Jul 8, 2026
6 min read
In Force Weekly: AIG’s new Lloyd’s syndicate shows how capital, brokers, and GenAI are reshaping who wins on margins and speed.
In Force Weekly: Carriers get rewarded for the same technology that is compressing distribution valuations across the public market
Jun 29, 2026
In Force Weekly: A listing would hand one of the largest brokers public equity as acquisition currency and reshape carrier panels
Jun 22, 2026
Jun 15, 2026
In Force Weekly: Travelers logged the second worst ransomware quarter on record as carriers compete prices downward
Jun 8, 2026
In Force Weekly: A London court closed the contribution door, leaving two insurers to absorb the Russia aircraft payouts alone
Jun 1, 2026
5 min read
In Force Weekly: Record Q1 profit, softening property, widening casualty, and CIRCIA's new 72-hour clock.
May 25, 2026
In Force Weekly: S&P pegs Progressive at $70.2 billion as State Farm's book slips and the agent-versus-direct map redraws
May 18, 2026
In Force Weekly: AI-generated photos and synthetic medical scans surfaced across personal and commercial claims while CG 40 47 went near-universal
May 11, 2026
14 min read
In Force Weekly: Capgemini found trailblazers grew revenue 21% faster while 42% of the industry tracks no AI metrics at all.
May 4, 2026
11 min read
In Force Weekly: Near-peak profitability has arrived. The race to grow before the window closes has begun
Apr 27, 2026
In Force Weekly: More than 80% of AI exclusion filings have been approved. The standalone AI liability market is being born right now
Apr 20, 2026
In Force Weekly: The market is now pre-building capacity at known choke points rather than reacting
Apr 13, 2026
12 min read
In Force Weekly: Beacon Mutual, Farmers, Erie, and Philadelphia Insurance were all hit by ransomware, raising questions about the industry's own cyber hygiene
Apr 6, 2026
In Force Weekly: A nationwide homeowners data call covering eight years of cancellations, non renewals, and peril pricing will go public in 2027
Mar 30, 2026
In Force Weekly: PE capital keeps flowing in while Lloyd's, AM Best, and the industry's largest carrier tighten oversight simultaneously
Mar 23, 2026
In Force Weekly: Greenberg's shareholder letter also quantified the AI workforce cuts every carrier board will benchmark against
Mar 16, 2026
In Force Weekly: The DFC's $20 billion Chubb facility is the first explicit U.S. backstop for commercial risk, and it will not be the last
Mar 9, 2026
In Force Weekly: A $20 billion federal backstop for Gulf shipping insurance, Florida’s auto market inflection, Zurich’s $10.9 billion specialty play, and the fracturing economics of ransomware
Mar 2, 2026
In Force Weekly: From reinsurance to commercial lines, surplus capital masks eroding rate discipline beneath the surface
Feb 23, 2026
In Force Weekly: The 55% of independent agencies without AI policies represent both an E&O exposure and a carrier distribution opportunity
Feb 16, 2026
In Force Weekly: AI-native platforms just erased billions in broker market value and put control of customer access up for grabs
Feb 9, 2026
In Force Weekly: Record earnings mask casualty stress, retained weather losses, concentrated data center risk, and a cyber market drifting out of balance.
Feb 2, 2026
In Force Weekly: Florida rates are easing as Citizens shrinks fast, creating a narrow window for disciplined carriers to take clean business without repeating the last cycle’s mistakes.
Jan 26, 2026
In Force Weekly: ISO’s 2026 exclusions quietly narrow CGL, pushing more liability into cyber, E&O, and messy coverage fights.
Jan 19, 2026
In Force Weekly: Loss, liability, and governance risk are converging faster than products and pricing are adapting
Jan 12, 2026
In Force Weekly: Strong results are masking the slow erosion that will define the next auto cycle.
Jan 5, 2026
In Force Weekly: A $2.4B exit shows how top carriers are rethinking growth
Dec 22, 2025
Dec 15, 2025
In Force Weekly: Federal AI preemption forces hard calls on product, governance, and risk in 2026
Dec 8, 2025
In Force Weekly: A billion-dollar merger just concentrated broker leverage, signaling faster consolidation, tougher negotiations, and shrinking distribution access for carriers.
Dec 1, 2025
In Force Weekly: AI layoffs hit at scale and the competitive gap is about to widen.
Nov 24, 2025
In Force Weekly: Integrated risk advisory is emerging as the new source of margin power and competitive differentiation for carriers
Nov 17, 2025
In Force Weekly: A sub-80 combined ratio changes the leverage equation for every carrier walking into next year’s negotiations
Nov 10, 2025
In Force Weekly: Profits split, parametrics deliver, Zurich scales up, cyber trust breaks.
Nov 3, 2025
In Force Weekly: USAA’s California filing shows climate modeling and resilience credits are reshaping property pricing and market access
Oct 27, 2025
In Force Weekly: Chubb posts record gains, homeowners weaken, commercial splits, cyber risks rise
Oct 20, 2025
In Force Weekly: Ten major insurers fined as regulators shift from guidance to punishment
Oct 13, 2025
In Force Weekly: P&C cost structures are shifting rapidly
Oct 6, 2025
In Force Weekly: Investors and carriers are converging on one rule: reward precision, penalize drift.
Sep 29, 2025
In Force Weekly: Auto drains billions in losses while foreign capital hunts specialty growth
Sep 22, 2025
In Force Weekly: Disclosure mandates tighten, homeowners push back, and workers’ comp consolidates
Sep 15, 2025
Capital allocation, broker power, and cyber splits.
Sep 9, 2025
Compliance deadlines accelerate, carriers retreat from key markets, boardrooms face lawsuits, growth shifts to API distribution
Sep 3, 2025
Talent challenge sharpens, and cyber integration advances
Aug 28, 2025
Rate competition heats up, and RegTech ramps up
Aug 24, 2025
In Force details the strategic responses required across underwriting, pricing, and client readiness
Aug 14, 2025
In Force: Federal enforcement plummets, Florida tort reform shows rate relief, and cyber underwriting goes from paperwork to proof.
Aug 7, 2025
In Force Insiders are watching climate disclosures, federal CAT bills, and creeping construction liabilities. We break it down.
Jul 30, 2025
4 min read
In Force - Week of 7/28
Jul 22, 2025
3 min read
In Force - week of 7/21